NOTES TO FINANCIAL
STATEMENTS

Notes to the financial statements for the year ended 31 December 2009

 

NOTES 1-5

  1. Accounting policies
  2. Financial instruments: risk disclosures
  3. Segmental information
  4. Claims incurred
  5. Net operating expenses

NOTES 6-10

  1. Staff costs and numbers
  2. Directors’ remuneration
  3. Auditors remuneration
  4. Operating lease rentals and commitments
  5. Investment return

NOTES 11-15

  1. Other income and charges
  2. Tax on profit on ordinary activites
  3. Intangible assets
  4. Investments
  5. Debtors arising out of direct insurance operations

NOTES 16-20

  1. Other debtors
  2. Deferred tax
  3. Tangible assets
  4. Called up share capital
  5. Share premium account

NOTES 21-25

  1. Reserves
  2. Profit and loss account
  3. Reconciliation of movements in shareholders’ funds
  4. Equalisation provision
  5. Provisions for other risks

NOTES 26-32

  1. Pension obligations and disclosures
  2. Other creditors including taxation and social security
  3. Finance leases
  4. Accruals and deferred income
  5. Group reconstruction
  6. Related party transactions
  7. Parent undertaking and controlling party